Navigating health insurance choices can be overwhelming at times. My goal is to help you choose the best plan for yourself and your lifestyle. At this time, there are only two options for health insurance other than through an employer; regular health care (Affordable Care Act) or HealthShares.
The Affordable Care Act (ACA) now affects everything. So if you get an individual plan directly from an insurance company or on the health exchange government website, they all follow the ACA rules.
If you elect to use a healthshare company, be sure you understand their rules. They are not legal health insurance companies and generally they do medical underwriting up front. They generally have pre-existing conditions for a period of time and they have other requirements that may be different from traditional health coverage.
If you have few pre existing conditions I can help you find a healthshare plan. Because the Obamacare options are so expensive in price and poor in benefits AND have such a poor network of providers I no longer offer those plans. For more information, please call by phone or fill out a Request-Quote form here.
If we meet in person, be sure to ask about my prescription discount card. Many of my clients have found the discount card to provide savings while purchasing their normal prescriptions.